Reducing Identity Crime
Recent years have seen a huge growth in identity theft. This crime on a global scale and anyone who uses the internet is a “potential” victim, especially if they use “plastic” for their transactions.
Information that is useful to internet thieves includes your name, date of birth, address, bank and credit card details and also Nation Insurance number.
If these details are discovered they can easily be used to open bank accounts or obtain credit cards, loans or even goods in your name.
Also it’s often the case that the particular individual is totally unaware of this until well after the crime against them has been committed.
Here are a few helpful tips that may help:
• Keep your personal documents in a safe, lockable place
• Take extra care with things like share documents
• Shred unwanted documents such as old bills, bank statements, or personalized junk mail
• If your passport, driving licence or other important documents are lost or stolen report it immediately
• Cancel lost or stolen cards straight away
• Check your bank and credit card statements carefully and report any suspicious transactions to your bank
Passwords and personal Identification Numbers (PIN):
• Never give personal account details, or passwords, to anyone who contacts you by phone, even if they claim to be from your bank
• A bank will never ask for your full password or PIN
• Use different accounts and PINs for different accounts
• Try not to use obvious passwords, such as your date of birth, or your mother’s maiden name
• Memories passwords and PINs if possible
• Try to avoid written copies of them
• Never keep a copy of your password or PIN in your purse or wallet
Online Security:
• Use security passwords whenever possible and try to change them regularly
• Keep up to date security software and a personal firewall on your computer
• Be wary of unsolicited emails
• If you receive a suspicious email asking for personal details do not respond
• Visit www.banksafeonline.org.uk for further advice
• Conduct transactions with secure websites only
• Never use public computers to access personal information
Mailing Lists:
• Wherever possible remove your name from mailing lists
• When moving house immediately inform your bank, your card issuers any other organizations of your new address
• Arrange Royal Mail to redirect your mail for at least a year
• Request a regular copy of your personal credit file from a credit reference agency
• This will indicate if someone has tried to apply for credit in your name

